Call reports 2016
TRISUMMIT BANK — 2016
What TRISUMMIT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 335,790,000 | 353,756,000 | 350,872,000 | 352,817,000 |
| Total loans | 248,689,000 | 245,976,000 | 256,185,000 | 264,497,000 |
| Allowance for loan losses | 2,441,000 | 2,467,000 | 2,469,000 | 2,533,000 |
| Securities available for sale | 54,546,000 | 59,074,000 | 62,535,000 | 58,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,588,000 | 288,454,000 | 284,911,000 | 277,306,000 |
| Interest-bearing deposits | 238,189,000 | 253,211,000 | 245,322,000 | 236,816,000 |
| Noninterest-bearing deposits | 33,399,000 | 35,243,000 | 39,589,000 | 40,490,000 |
| Equity capital | 33,461,000 | 34,216,000 | 33,990,000 | 24,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,219,000 | 6,489,000 | 9,734,000 | 12,995,000 |
| Interest expense | 407,000 | 834,000 | 1,310,000 | 1,787,000 |
| Net interest income | 2,812,000 | 5,655,000 | 8,424,000 | 11,208,000 |
| Noninterest income | 177,000 | 390,000 | 710,000 | 961,000 |
| Noninterest expense | 2,607,000 | 5,295,000 | 8,148,000 | 11,246,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 440,000 | 792,000 | 1,002,000 | 909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 440,000 | 792,000 | 1,002,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,374,000 | 30,579,000 | 30,630,000 | 22,985,000 |
| Total capital | 32,815,000 | 33,046,000 | 33,099,000 | 25,518,000 |
| Risk-weighted assets | 259,745,000 | 263,614,000 | 272,226,000 | 279,971,000 |