Call reports 2015
TRISUMMIT BANK — 2015
What TRISUMMIT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 312,996,000 | 321,081,000 | 331,773,000 | 345,225,000 |
| Total loans | 217,884,000 | 217,233,000 | 236,631,000 | 246,096,000 |
| Allowance for loan losses | 2,005,000 | 2,027,000 | 2,401,000 | 2,403,000 |
| Securities available for sale | 52,281,000 | 66,542,000 | 58,830,000 | 57,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,690,000 | 260,405,000 | 265,267,000 | 279,010,000 |
| Interest-bearing deposits | 221,653,000 | 225,360,000 | 233,442,000 | 241,359,000 |
| Noninterest-bearing deposits | 43,037,000 | 35,045,000 | 31,825,000 | 37,651,000 |
| Equity capital | 32,699,000 | 32,299,000 | 32,819,000 | 32,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,008,000 | 6,040,000 | 9,154,000 | 12,359,000 |
| Interest expense | 289,000 | 603,000 | 960,000 | 1,368,000 |
| Net interest income | 2,719,000 | 5,437,000 | 8,194,000 | 10,991,000 |
| Noninterest income | 217,000 | 488,000 | 729,000 | 972,000 |
| Noninterest expense | 2,550,000 | 5,066,000 | 7,651,000 | 10,260,000 |
| Provision for loan losses | 75,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 351,000 | 774,000 | 1,200,000 | 1,631,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 351,000 | 774,000 | 1,200,000 | 1,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,482,000 | 29,798,000 | 30,072,000 | 30,359,000 |
| Total capital | 31,487,000 | 31,825,000 | 32,473,000 | 32,762,000 |
| Risk-weighted assets | 234,523,000 | 241,614,000 | 249,294,000 | 255,626,000 |