Call reports 2014
TRISUMMIT BANK — 2014
What TRISUMMIT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 247,959,000 | 226,443,000 | 320,099,000 | 318,599,000 |
| Total loans | 168,796,000 | 168,425,000 | 232,856,000 | 225,748,000 |
| Allowance for loan losses | 1,706,000 | 1,743,000 | 1,846,000 | 1,897,000 |
| Securities available for sale | 28,569,000 | 22,870,000 | 44,238,000 | 43,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,327,000 | 190,105,000 | 272,819,000 | 270,556,000 |
| Interest-bearing deposits | 185,336,000 | 172,539,000 | 234,840,000 | 231,059,000 |
| Noninterest-bearing deposits | 15,991,000 | 17,566,000 | 37,979,000 | 39,497,000 |
| Equity capital | 33,012,000 | 21,484,000 | 32,079,000 | 32,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,235,000 | 4,428,000 | 7,625,000 | 10,696,000 |
| Interest expense | 332,000 | 648,000 | 1,029,000 | 1,366,000 |
| Net interest income | 1,903,000 | 3,780,000 | 6,596,000 | 9,330,000 |
| Noninterest income | 151,000 | 327,000 | 1,648,000 | 1,883,000 |
| Noninterest expense | 2,106,000 | 5,504,000 | 8,892,000 | 11,462,000 |
| Provision for loan losses | 57,000 | 128,000 | 227,000 | 326,000 |
| Pretax income | 3,000 | -1,202,000 | -246,000 | 54,000 |
| Income tax | 0 | 0 | -150,000 | -150,000 |
| Net income | 3,000 | -1,202,000 | -96,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,969,000 | 20,461,000 | 28,390,000 | 28,610,000 |
| Total capital | 33,675,000 | 22,204,000 | 30,236,000 | 30,507,000 |
| Risk-weighted assets | 171,193,000 | 170,007,000 | 232,401,000 | 223,759,000 |