Call reports 2013
TRISUMMIT BANK — 2013
What TRISUMMIT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 260,975,000 | 251,968,000 | 261,756,000 | 251,585,000 |
| Total loans | 156,929,000 | 156,186,000 | 159,616,000 | 161,912,000 |
| Allowance for loan losses | 1,632,000 | 1,672,000 | 1,650,000 | 1,655,000 |
| Securities available for sale | 56,706,000 | 65,977,000 | 62,983,000 | 52,972,000 |
| Securities held to maturity | 15,411,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,975,000 | 203,649,000 | 213,903,000 | 205,249,000 |
| Interest-bearing deposits | 195,377,000 | 186,347,000 | 195,423,000 | 188,123,000 |
| Noninterest-bearing deposits | 14,598,000 | 17,302,000 | 18,480,000 | 17,126,000 |
| Equity capital | 32,806,000 | 32,754,000 | 33,199,000 | 32,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,447,000 | 4,804,000 | 7,188,000 | 9,590,000 |
| Interest expense | 383,000 | 748,000 | 1,099,000 | 1,455,000 |
| Net interest income | 2,064,000 | 4,056,000 | 6,089,000 | 8,135,000 |
| Noninterest income | 132,000 | 275,000 | 383,000 | 512,000 |
| Noninterest expense | 1,930,000 | 3,869,000 | 5,818,000 | 7,808,000 |
| Provision for loan losses | 19,000 | 48,000 | 15,000 | 21,000 |
| Pretax income | 263,000 | 430,000 | 655,000 | 1,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 430,000 | 655,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,586,000 | 31,663,000 | 31,797,000 | 32,057,000 |
| Total capital | 33,218,000 | 33,335,000 | 33,447,000 | 33,712,000 |
| Risk-weighted assets | 164,300,000 | 160,845,000 | 167,257,000 | 169,808,000 |