Call reports 2010
TRISUMMIT BANK — 2010
What TRISUMMIT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 270,979,000 | 279,186,000 | 277,831,000 | 271,991,000 |
| Total loans | 114,035,000 | 119,859,000 | 127,944,000 | 135,273,000 |
| Allowance for loan losses | 1,425,000 | 1,467,000 | 1,527,000 | 2,171,000 |
| Securities available for sale | 121,915,000 | 123,040,000 | 112,975,000 | 98,870,000 |
| Securities held to maturity | 3,835,000 | 7,650,000 | 8,703,000 | 15,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,972,000 | 211,490,000 | 211,542,000 | 210,081,000 |
| Interest-bearing deposits | 193,538,000 | 203,622,000 | 203,151,000 | 202,859,000 |
| Noninterest-bearing deposits | 8,434,000 | 7,868,000 | 8,391,000 | 7,222,000 |
| Equity capital | 29,314,000 | 30,384,000 | 30,516,000 | 27,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,695,000 | 5,501,000 | 8,375,000 | 11,095,000 |
| Interest expense | 1,076,000 | 2,133,000 | 3,121,000 | 4,043,000 |
| Net interest income | 1,619,000 | 3,368,000 | 5,254,000 | 7,052,000 |
| Noninterest income | 114,000 | 194,000 | 269,000 | 368,000 |
| Noninterest expense | 1,847,000 | 3,645,000 | 5,389,000 | 7,209,000 |
| Provision for loan losses | 136,000 | 477,000 | 537,000 | 1,182,000 |
| Pretax income | -247,000 | -56,000 | 127,000 | -129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -247,000 | -56,000 | 127,000 | -129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,041,000 | 28,194,000 | 28,297,000 | 27,961,000 |
| Total capital | 29,466,000 | 29,661,000 | 29,824,000 | 29,945,000 |
| Risk-weighted assets | 153,930,000 | 154,731,000 | 153,774,000 | 158,531,000 |