Call reports 2017
LIBERTY BELL BANK — 2017
What LIBERTY BELL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 149,872,000 | 147,837,000 | 147,592,000 | 152,542,000 |
| Total loans | 121,177,000 | 125,781,000 | 124,110,000 | 124,842,000 |
| Allowance for loan losses | 1,213,000 | 1,265,000 | 1,210,000 | 1,206,000 |
| Securities available for sale | 10,617,000 | 10,322,000 | 9,962,000 | 8,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,488,000 | 131,549,000 | 134,531,000 | 141,397,000 |
| Interest-bearing deposits | 116,816,000 | 111,027,000 | 112,059,000 | 118,433,000 |
| Noninterest-bearing deposits | 19,672,000 | 20,522,000 | 22,472,000 | 22,965,000 |
| Equity capital | 9,897,000 | 9,884,000 | 10,001,000 | 10,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,641,000 | 3,277,000 | 4,973,000 | 6,747,000 |
| Interest expense | 227,000 | 450,000 | 700,000 | 948,000 |
| Net interest income | 1,414,000 | 2,827,000 | 4,273,000 | 5,799,000 |
| Noninterest income | 41,000 | 76,000 | 114,000 | 151,000 |
| Noninterest expense | 1,300,000 | 2,552,000 | 3,870,000 | 5,266,000 |
| Provision for loan losses | 64,000 | 325,000 | 355,000 | 428,000 |
| Pretax income | 91,000 | 26,000 | 162,000 | 256,000 |
| Income tax | -15,000 | -17,000 | -17,000 | -17,000 |
| Net income | 106,000 | 43,000 | 179,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,997,000 | 9,935,000 | 10,072,000 | 10,167,000 |
| Total capital | 11,210,000 | 11,200,000 | 11,282,000 | 11,373,000 |
| Risk-weighted assets | 108,059,000 | 110,247,000 | 107,730,000 | 108,997,000 |