Call reports 2015
LIBERTY BELL BANK — 2015
What LIBERTY BELL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 148,686,000 | 144,971,000 | 144,542,000 | 151,402,000 |
| Total loans | 109,910,000 | 109,792,000 | 108,406,000 | 112,110,000 |
| Allowance for loan losses | 1,469,000 | 1,460,000 | 1,378,000 | 1,399,000 |
| Securities available for sale | 19,582,000 | 18,962,000 | 17,658,000 | 17,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,877,000 | 132,339,000 | 131,780,000 | 138,128,000 |
| Interest-bearing deposits | 117,066,000 | 114,233,000 | 114,090,000 | 120,018,000 |
| Noninterest-bearing deposits | 18,811,000 | 18,106,000 | 17,690,000 | 18,110,000 |
| Equity capital | 9,141,000 | 8,943,000 | 9,191,000 | 9,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,500,000 | 3,048,000 | 4,563,000 | 6,051,000 |
| Interest expense | 209,000 | 416,000 | 632,000 | 855,000 |
| Net interest income | 1,291,000 | 2,632,000 | 3,931,000 | 5,196,000 |
| Noninterest income | 64,000 | 94,000 | 206,000 | 253,000 |
| Noninterest expense | 1,351,000 | 2,690,000 | 3,995,000 | 5,293,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 40,000 |
| Pretax income | 4,000 | 26,000 | 102,000 | 145,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 4,000 | 24,000 | 100,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,150,000 | 9,170,000 | 9,247,000 | 9,705,000 |
| Total capital | 10,539,000 | 10,555,000 | 10,594,000 | 11,076,000 |
| Risk-weighted assets | 111,035,000 | 110,739,000 | 107,698,000 | 109,663,000 |