Call reports 2025
BANKGLOUCESTER — 2025
What BANKGLOUCESTER reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 378,386,000 | 390,407,000 | 398,388,000 | 390,316,000 |
| Total loans | 333,899,000 | 338,511,000 | 338,167,000 | 340,733,000 |
| Allowance for loan losses | 3,389,000 | 3,527,000 | 3,678,000 | 3,689,000 |
| Securities available for sale | 29,079,000 | 29,703,000 | 29,869,000 | 30,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,242,000 | 312,790,000 | 316,319,000 | 314,423,000 |
| Interest-bearing deposits | 247,182,000 | 247,780,000 | 251,379,000 | 255,370,000 |
| Noninterest-bearing deposits | 59,060,000 | 65,010,000 | 64,940,000 | 59,053,000 |
| Equity capital | 30,043,000 | 30,493,000 | 31,121,000 | 31,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,765,000 | 9,834,000 | 15,169,000 | 20,507,000 |
| Interest expense | 1,874,000 | 3,732,000 | 5,613,000 | 7,436,000 |
| Net interest income | 2,891,000 | 6,102,000 | 9,556,000 | 13,071,000 |
| Noninterest income | 192,000 | 403,000 | 598,000 | 805,000 |
| Noninterest expense | 2,741,000 | 5,615,000 | 8,495,000 | 11,548,000 |
| Provision for loan losses | 45,000 | 191,000 | 341,000 | 356,000 |
| Pretax income | 297,000 | 699,000 | 1,318,000 | 1,972,000 |
| Income tax | 82,000 | 192,000 | 368,000 | 550,000 |
| Net income | 215,000 | 507,000 | 950,000 | 1,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,262,000 | 31,553,000 | 31,996,000 | 32,469,000 |
| Total capital | 34,487,000 | 34,848,000 | 35,273,000 | 35,796,000 |
| Risk-weighted assets | 257,836,000 | 263,393,000 | 261,763,000 | 265,827,000 |