Call reports 2024
BANKGLOUCESTER — 2024
What BANKGLOUCESTER reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 367,166,000 | 375,016,000 | 373,371,000 | 382,833,000 |
| Total loans | 323,262,000 | 323,824,000 | 328,534,000 | 328,825,000 |
| Allowance for loan losses | 3,275,000 | 3,315,000 | 3,348,000 | 3,393,000 |
| Securities available for sale | 27,695,000 | 27,566,000 | 28,854,000 | 28,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,217,000 | 320,746,000 | 312,487,000 | 309,836,000 |
| Interest-bearing deposits | 262,361,000 | 262,604,000 | 253,483,000 | 247,770,000 |
| Noninterest-bearing deposits | 53,856,000 | 58,142,000 | 59,004,000 | 62,066,000 |
| Equity capital | 28,713,000 | 28,793,000 | 29,568,000 | 29,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,494,000 | 9,101,000 | 13,865,000 | 18,708,000 |
| Interest expense | 1,958,000 | 3,968,000 | 6,022,000 | 8,031,000 |
| Net interest income | 2,536,000 | 5,133,000 | 7,843,000 | 10,677,000 |
| Noninterest income | 230,000 | 460,000 | 673,000 | 888,000 |
| Noninterest expense | 2,608,000 | 5,379,000 | 8,084,000 | 10,817,000 |
| Provision for loan losses | 32,000 | 66,000 | 100,000 | 140,000 |
| Pretax income | 126,000 | 148,000 | 332,000 | 608,000 |
| Income tax | 46,000 | 51,000 | 101,000 | 178,000 |
| Net income | 80,000 | 97,000 | 231,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,697,000 | 30,714,000 | 30,848,000 | 31,047,000 |
| Total capital | 33,912,000 | 33,884,000 | 34,065,000 | 34,250,000 |
| Risk-weighted assets | 257,142,000 | 253,422,000 | 257,210,000 | 256,053,000 |