Call reports 2022
BANKGLOUCESTER — 2022
What BANKGLOUCESTER reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 341,624,000 | 344,854,000 | 340,975,000 | 359,522,000 |
| Total loans | 268,705,000 | 279,286,000 | 294,348,000 | 318,439,000 |
| Allowance for loan losses | 2,523,000 | 2,601,000 | 2,700,000 | 2,902,000 |
| Securities available for sale | 24,871,000 | 28,763,000 | 27,771,000 | 27,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,286,000 | 311,646,000 | 307,121,000 | 302,028,000 |
| Interest-bearing deposits | 238,348,000 | 236,216,000 | 234,341,000 | 238,288,000 |
| Noninterest-bearing deposits | 69,938,000 | 75,430,000 | 72,781,000 | 63,740,000 |
| Equity capital | 26,764,000 | 26,967,000 | 26,525,000 | 27,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,100,000 | 6,759,000 | 10,337,000 | 14,184,000 |
| Interest expense | 291,000 | 561,000 | 850,000 | 1,409,000 |
| Net interest income | 2,809,000 | 6,198,000 | 9,487,000 | 12,775,000 |
| Noninterest income | 191,000 | 400,000 | 601,000 | 799,000 |
| Noninterest expense | 2,471,000 | 4,882,000 | 7,484,000 | 10,136,000 |
| Provision for loan losses | 21,000 | 91,000 | 187,000 | 387,000 |
| Pretax income | 508,000 | 1,625,000 | 2,417,000 | 3,051,000 |
| Income tax | 142,000 | 457,000 | 679,000 | 856,000 |
| Net income | 366,000 | 1,168,000 | 1,738,000 | 2,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,683,000 | 28,486,000 | 29,056,000 | 29,511,000 |
| Total capital | 30,206,000 | 31,087,000 | 31,756,000 | 32,413,000 |
| Risk-weighted assets | 233,130,000 | 238,465,000 | 255,378,000 | 267,388,000 |