Call reports 2021
BANKGLOUCESTER — 2021
What BANKGLOUCESTER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 329,422,000 | 336,947,000 | 347,283,000 | 347,946,000 |
| Total loans | 259,111,000 | 261,801,000 | 259,371,000 | 262,051,000 |
| Allowance for loan losses | 2,094,000 | 2,195,000 | 2,395,000 | 2,494,000 |
| Securities available for sale | 6,864,000 | 11,483,000 | 13,479,000 | 18,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,211,000 | 300,450,000 | 310,704,000 | 312,137,000 |
| Interest-bearing deposits | 226,570,000 | 228,864,000 | 239,371,000 | 241,533,000 |
| Noninterest-bearing deposits | 66,640,000 | 71,586,000 | 71,333,000 | 70,604,000 |
| Equity capital | 25,954,000 | 26,416,000 | 26,933,000 | 27,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,164,000 | 6,263,000 | 9,497,000 | 12,631,000 |
| Interest expense | 409,000 | 763,000 | 1,112,000 | 1,450,000 |
| Net interest income | 2,755,000 | 5,500,000 | 8,385,000 | 11,181,000 |
| Noninterest income | 197,000 | 394,000 | 821,000 | 1,049,000 |
| Noninterest expense | 2,416,000 | 4,638,000 | 7,084,000 | 9,439,000 |
| Provision for loan losses | 120,000 | 217,000 | 311,000 | 401,000 |
| Pretax income | 416,000 | 1,039,000 | 1,811,000 | 2,390,000 |
| Income tax | 117,000 | 292,000 | 508,000 | 669,000 |
| Net income | 299,000 | 747,000 | 1,303,000 | 1,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,895,000 | 26,343,000 | 26,899,000 | 27,317,000 |
| Total capital | 27,989,000 | 28,538,000 | 29,294,000 | 29,811,000 |
| Risk-weighted assets | 217,668,000 | 219,803,000 | 219,637,000 | 221,099,000 |