Call reports 2018
BANKGLOUCESTER — 2018
What BANKGLOUCESTER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 247,912,000 | 253,962,000 | 264,761,000 | 273,665,000 |
| Total loans | 208,827,000 | 217,712,000 | 227,536,000 | 233,749,000 |
| Allowance for loan losses | 1,563,000 | 1,597,000 | 1,648,000 | 1,705,000 |
| Securities available for sale | 21,805,000 | 21,812,000 | 21,856,000 | 22,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,981,000 | 213,596,000 | 222,777,000 | 222,890,000 |
| Interest-bearing deposits | 187,783,000 | 186,086,000 | 195,340,000 | 193,238,000 |
| Noninterest-bearing deposits | 24,198,000 | 27,511,000 | 27,438,000 | 29,652,000 |
| Equity capital | 20,715,000 | 21,082,000 | 21,536,000 | 22,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,640,000 | 5,397,000 | 8,357,000 | 11,494,000 |
| Interest expense | 475,000 | 978,000 | 1,570,000 | 2,238,000 |
| Net interest income | 2,165,000 | 4,419,000 | 6,787,000 | 9,256,000 |
| Noninterest income | 242,000 | 492,000 | 764,000 | 1,033,000 |
| Noninterest expense | 2,078,000 | 4,001,000 | 5,902,000 | 7,953,000 |
| Provision for loan losses | 23,000 | 57,000 | 95,000 | 138,000 |
| Pretax income | 306,000 | 853,000 | 1,554,000 | 2,198,000 |
| Income tax | 103,000 | 250,000 | 440,000 | 615,000 |
| Net income | 203,000 | 603,000 | 1,114,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,837,000 | 21,241,000 | 21,759,000 | 22,233,000 |
| Total capital | 22,400,000 | 22,838,000 | 23,407,000 | 23,938,000 |
| Risk-weighted assets | 176,341,000 | 181,192,000 | 190,471,000 | 188,363,000 |