Call reports 2017
BANKGLOUCESTER — 2017
What BANKGLOUCESTER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 234,730,000 | 237,407,000 | 242,581,000 | 244,670,000 |
| Total loans | 197,189,000 | 198,988,000 | 205,384,000 | 207,315,000 |
| Allowance for loan losses | 1,515,000 | 1,602,000 | 1,607,000 | 1,635,000 |
| Securities available for sale | 22,390,000 | 22,614,000 | 21,889,000 | 21,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,594,000 | 203,859,000 | 205,830,000 | 208,584,000 |
| Interest-bearing deposits | 182,092,000 | 182,025,000 | 182,736,000 | 184,245,000 |
| Noninterest-bearing deposits | 19,503,000 | 21,834,000 | 23,094,000 | 24,340,000 |
| Equity capital | 19,537,000 | 19,884,000 | 20,222,000 | 20,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,391,000 | 4,868,000 | 7,420,000 | 10,040,000 |
| Interest expense | 439,000 | 870,000 | 1,296,000 | 1,759,000 |
| Net interest income | 1,952,000 | 3,998,000 | 6,124,000 | 8,281,000 |
| Noninterest income | 210,000 | 433,000 | 665,000 | 933,000 |
| Noninterest expense | 1,708,000 | 3,455,000 | 5,237,000 | 6,931,000 |
| Provision for loan losses | 28,000 | 29,000 | 36,000 | 62,000 |
| Pretax income | 426,000 | 947,000 | 1,516,000 | 2,221,000 |
| Income tax | 155,000 | 353,000 | 570,000 | 817,000 |
| Net income | 271,000 | 594,000 | 946,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,478,000 | 19,779,000 | 20,136,000 | 20,600,000 |
| Total capital | 20,993,000 | 21,381,000 | 21,743,000 | 22,235,000 |
| Risk-weighted assets | 169,846,000 | 174,984,000 | 178,142,000 | 184,464,000 |