Call reports 2025
1ST SOURCE BANK — 2025
What 1ST SOURCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,959,893,000 | 9,084,652,000 | 9,053,203,000 | 9,052,654,000 |
| Total loans | 6,865,698,000 | 7,102,303,000 | 6,971,564,000 | 7,051,535,000 |
| Allowance for loan losses | 157,470,000 | 163,484,000 | 161,430,000 | 161,846,000 |
| Securities available for sale | 1,501,877,000 | 1,456,157,000 | 1,495,117,000 | 1,522,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 18,050,000 | 19,304,000 | 18,629,000 | 17,035,000 |
| Total deposits | 7,418,267,000 | 7,443,183,000 | 7,410,321,000 | 7,226,078,000 |
| Interest-bearing deposits | 5,766,786,000 | 5,859,549,000 | 5,776,533,000 | 5,625,580,000 |
| Noninterest-bearing deposits | 1,651,481,000 | 1,583,634,000 | 1,633,788,000 | 1,600,498,000 |
| Equity capital | 1,111,650,000 | 1,146,233,000 | 1,185,493,000 | 1,218,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 123,304,000 | 250,520,000 | 381,408,000 | 514,394,000 |
| Interest expense | 40,154,000 | 80,146,000 | 120,187,000 | 157,810,000 |
| Net interest income | 83,150,000 | 170,374,000 | 261,221,000 | 356,584,000 |
| Noninterest income | 23,826,000 | 47,908,000 | 71,540,000 | 94,844,000 |
| Noninterest expense | 52,856,000 | 105,090,000 | 159,672,000 | 215,984,000 |
| Provision for loan losses | 2,112,000 | 9,996,000 | 9,817,000 | 10,512,000 |
| Pretax income | 50,855,000 | 101,240,000 | 158,364,000 | 214,203,000 |
| Income tax | 11,250,000 | 22,390,000 | 35,391,000 | 48,157,000 |
| Net income | 39,602,000 | 78,840,000 | 122,980,000 | 166,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,159,849,000 | 1,183,063,000 | 1,207,552,000 | 1,217,664,000 |
| Total capital | 1,258,381,000 | 1,284,609,000 | 1,307,520,000 | 1,317,649,000 |
| Risk-weighted assets | 7,815,454,000 | 8,053,778,000 | 7,926,982,000 | 7,927,924,000 |