Call reports 2023
1ST SOURCE BANK — 2023
What 1ST SOURCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 8,325,743,000 | 8,411,706,000 | 8,521,596,000 | 8,725,747,000 |
| Total loans | 6,118,784,000 | 6,217,664,000 | 6,356,766,000 | 6,519,947,000 |
| Allowance for loan losses | 142,511,000 | 143,542,000 | 144,074,000 | 147,552,000 |
| Securities available for sale | 1,713,480,000 | 1,661,405,000 | 1,605,242,000 | 1,622,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 19,724,000 | 25,252,000 | 27,049,000 | 24,021,000 |
| Total deposits | 6,801,967,000 | 6,977,020,000 | 6,967,995,000 | 7,039,083,000 |
| Interest-bearing deposits | 4,986,841,000 | 5,255,071,000 | 5,287,267,000 | 5,383,353,000 |
| Noninterest-bearing deposits | 1,815,126,000 | 1,721,949,000 | 1,680,728,000 | 1,655,730,000 |
| Equity capital | 883,694,000 | 892,922,000 | 902,873,000 | 965,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 94,456,000 | 195,010,000 | 302,336,000 | 416,907,000 |
| Interest expense | 22,732,000 | 53,322,000 | 89,978,000 | 130,591,000 |
| Net interest income | 71,724,000 | 141,688,000 | 212,358,000 | 286,316,000 |
| Noninterest income | 23,411,000 | 46,245,000 | 70,603,000 | 93,496,000 |
| Noninterest expense | 48,220,000 | 96,584,000 | 145,973,000 | 198,690,000 |
| Provision for loan losses | 3,049,000 | 3,096,000 | 3,955,000 | 5,866,000 |
| Pretax income | 42,787,000 | 86,455,000 | 130,586,000 | 169,764,000 |
| Income tax | 9,622,000 | 19,568,000 | 29,590,000 | 37,992,000 |
| Net income | 33,158,000 | 66,868,000 | 100,977,000 | 131,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 991,650,000 | 1,012,752,000 | 1,034,130,000 | 1,071,912,000 |
| Total capital | 1,080,913,000 | 1,103,731,000 | 1,128,349,000 | 1,168,672,000 |
| Risk-weighted assets | 7,081,143,000 | 7,218,421,000 | 7,479,630,000 | 7,681,838,000 |