Call reports 2022
1ST SOURCE BANK — 2022
What 1ST SOURCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 8,010,081,000 | 8,025,171,000 | 8,093,318,000 | 8,334,906,000 |
| Total loans | 5,398,760,000 | 5,556,741,000 | 5,765,136,000 | 6,015,076,000 |
| Allowance for loan losses | 129,959,000 | 132,865,000 | 135,736,000 | 139,268,000 |
| Securities available for sale | 1,857,431,000 | 1,836,389,000 | 1,801,194,000 | 1,775,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,324,000 | 13,432,000 | 26,918,000 | 24,838,000 |
| Total deposits | 6,673,594,000 | 6,745,398,000 | 6,621,733,000 | 6,928,768,000 |
| Interest-bearing deposits | 4,612,481,000 | 4,712,830,000 | 4,574,402,000 | 4,930,615,000 |
| Noninterest-bearing deposits | 2,061,113,000 | 2,032,568,000 | 2,047,331,000 | 1,998,153,000 |
| Equity capital | 851,271,000 | 842,331,000 | 807,715,000 | 842,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 62,049,000 | 130,078,000 | 206,556,000 | 293,816,000 |
| Interest expense | 2,548,000 | 6,230,000 | 13,254,000 | 27,157,000 |
| Net interest income | 59,501,000 | 123,848,000 | 193,302,000 | 266,659,000 |
| Noninterest income | 23,155,000 | 46,140,000 | 68,093,000 | 91,721,000 |
| Noninterest expense | 44,509,000 | 89,774,000 | 135,265,000 | 183,259,000 |
| Provision for loan losses | 2,233,000 | 4,736,000 | 7,903,000 | 13,245,000 |
| Pretax income | 35,185,000 | 74,177,000 | 117,207,000 | 160,271,000 |
| Income tax | 8,061,000 | 17,106,000 | 27,081,000 | 37,354,000 |
| Net income | 27,113,000 | 57,044,000 | 90,091,000 | 122,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 907,571,000 | 924,936,000 | 951,481,000 | 971,294,000 |
| Total capital | 986,199,000 | 1,005,713,000 | 1,036,300,000 | 1,060,292,000 |
| Risk-weighted assets | 6,234,005,000 | 6,404,609,000 | 6,729,352,000 | 7,063,984,000 |