Call reports 2021
1ST SOURCE BANK — 2021
What 1ST SOURCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 7,512,362,000 | 7,720,847,000 | 7,965,570,000 | 8,096,004,000 |
| Total loans | 5,532,436,000 | 5,489,498,000 | 5,393,391,000 | 5,359,498,000 |
| Allowance for loan losses | 139,550,000 | 136,361,000 | 133,755,000 | 127,492,000 |
| Securities available for sale | 1,291,340,000 | 1,413,022,000 | 1,583,240,000 | 1,863,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 35,034,000 | 38,069,000 | 32,805,000 | 24,436,000 |
| Total deposits | 6,131,844,000 | 6,345,913,000 | 6,522,858,000 | 6,679,568,000 |
| Interest-bearing deposits | 4,298,725,000 | 4,493,978,000 | 4,510,616,000 | 4,626,584,000 |
| Noninterest-bearing deposits | 1,833,119,000 | 1,851,935,000 | 2,012,242,000 | 2,052,984,000 |
| Equity capital | 865,287,000 | 885,573,000 | 902,431,000 | 907,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 62,292,000 | 124,062,000 | 190,791,000 | 254,772,000 |
| Interest expense | 3,744,000 | 7,156,000 | 10,287,000 | 13,089,000 |
| Net interest income | 58,548,000 | 116,906,000 | 180,504,000 | 241,683,000 |
| Noninterest income | 25,924,000 | 51,632,000 | 77,279,000 | 101,098,000 |
| Noninterest expense | 44,133,000 | 89,638,000 | 137,828,000 | 186,682,000 |
| Provision for loan losses | 2,398,000 | -627,000 | -3,186,000 | -4,303,000 |
| Pretax income | 37,847,000 | 79,029,000 | 122,597,000 | 160,025,000 |
| Income tax | 8,871,000 | 18,565,000 | 28,539,000 | 37,325,000 |
| Net income | 28,975,000 | 60,451,000 | 94,047,000 | 122,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 823,629,000 | 843,333,000 | 866,223,000 | 891,457,000 |
| Total capital | 898,439,000 | 918,843,000 | 942,960,000 | 969,227,000 |
| Risk-weighted assets | 5,915,453,000 | 5,975,614,000 | 6,077,542,000 | 6,167,646,000 |