Call reports 2020
1ST SOURCE BANK — 2020
What 1ST SOURCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 6,734,271,000 | 7,368,716,000 | 7,294,040,000 | 7,319,441,000 |
| Total loans | 5,142,963,000 | 5,728,830,000 | 5,648,026,000 | 5,502,186,000 |
| Allowance for loan losses | 120,798,000 | 131,283,000 | 136,817,000 | 140,654,000 |
| Securities available for sale | 1,057,169,000 | 1,055,797,000 | 1,083,427,000 | 1,197,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 53,595,000 | 60,580,000 | 57,457,000 | 52,872,000 |
| Total deposits | 5,276,414,000 | 5,993,958,000 | 5,897,357,000 | 5,946,496,000 |
| Interest-bearing deposits | 4,057,084,000 | 4,309,854,000 | 4,176,586,000 | 4,309,844,000 |
| Noninterest-bearing deposits | 1,219,330,000 | 1,684,104,000 | 1,720,771,000 | 1,636,652,000 |
| Equity capital | 824,671,000 | 834,905,000 | 844,215,000 | 858,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 67,686,000 | 131,536,000 | 194,453,000 | 263,031,000 |
| Interest expense | 11,337,000 | 19,910,000 | 26,745,000 | 31,853,000 |
| Net interest income | 56,349,000 | 111,626,000 | 167,708,000 | 231,178,000 |
| Noninterest income | 24,767,000 | 50,119,000 | 78,414,000 | 105,043,000 |
| Noninterest expense | 47,108,000 | 92,024,000 | 139,249,000 | 185,488,000 |
| Provision for loan losses | 11,353,000 | 21,728,000 | 31,031,000 | 36,001,000 |
| Pretax income | 22,935,000 | 48,272,000 | 76,121,000 | 115,011,000 |
| Income tax | 5,378,000 | 11,142,000 | 17,904,000 | 26,627,000 |
| Net income | 17,552,000 | 37,101,000 | 58,193,000 | 88,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 754,499,000 | 772,761,000 | 782,915,000 | 805,556,000 |
| Total capital | 830,076,000 | 848,568,000 | 859,135,000 | 881,040,000 |
| Risk-weighted assets | 5,997,645,000 | 6,005,528,000 | 6,033,467,000 | 5,969,059,000 |