Call reports 2019
1ST SOURCE BANK — 2019
What 1ST SOURCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 6,375,094,000 | 6,646,618,000 | 6,672,908,000 | 6,622,194,000 |
| Total loans | 4,935,397,000 | 5,128,515,000 | 5,128,200,000 | 5,105,804,000 |
| Allowance for loan losses | 101,852,000 | 104,911,000 | 108,941,000 | 111,254,000 |
| Securities available for sale | 1,002,809,000 | 1,021,786,000 | 1,032,185,000 | 1,040,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,375,000 | 21,397,000 | 29,102,000 | 22,273,000 |
| Total deposits | 5,124,593,000 | 5,404,348,000 | 5,392,181,000 | 5,357,828,000 |
| Interest-bearing deposits | 3,977,943,000 | 4,165,742,000 | 4,146,116,000 | 4,140,991,000 |
| Noninterest-bearing deposits | 1,146,650,000 | 1,238,606,000 | 1,246,065,000 | 1,216,837,000 |
| Equity capital | 759,392,000 | 778,267,000 | 794,220,000 | 806,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 69,021,000 | 140,658,000 | 213,334,000 | 282,877,000 |
| Interest expense | 12,624,000 | 26,366,000 | 40,410,000 | 53,330,000 |
| Net interest income | 56,397,000 | 114,292,000 | 172,924,000 | 229,547,000 |
| Noninterest income | 25,633,000 | 51,594,000 | 77,396,000 | 103,232,000 |
| Noninterest expense | 46,845,000 | 94,465,000 | 141,767,000 | 191,407,000 |
| Provision for loan losses | 4,918,000 | 9,165,000 | 12,882,000 | 15,833,000 |
| Pretax income | 30,267,000 | 62,256,000 | 95,671,000 | 125,539,000 |
| Income tax | 6,987,000 | 14,338,000 | 22,253,000 | 29,126,000 |
| Net income | 23,280,000 | 47,886,000 | 73,376,000 | 96,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 686,501,000 | 706,913,000 | 717,548,000 | 729,541,000 |
| Total capital | 758,438,000 | 782,674,000 | 792,181,000 | 804,131,000 |
| Risk-weighted assets | 5,722,071,000 | 6,028,274,000 | 5,933,142,000 | 5,927,362,000 |