Call reports 2018
1ST SOURCE BANK — 2018
What 1ST SOURCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 6,051,014,000 | 6,317,315,000 | 6,289,796,000 | 6,289,875,000 |
| Total loans | 4,699,723,000 | 4,848,058,000 | 4,836,702,000 | 4,846,754,000 |
| Allowance for loan losses | 98,331,000 | 103,007,000 | 98,300,000 | 100,469,000 |
| Securities available for sale | 942,076,000 | 968,349,000 | 972,172,000 | 990,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,360,000 | 7,355,000 | 8,882,000 | 7,128,000 |
| Total deposits | 4,781,828,000 | 5,108,941,000 | 5,062,479,000 | 5,122,824,000 |
| Interest-bearing deposits | 3,750,923,000 | 4,002,444,000 | 3,910,903,000 | 3,905,702,000 |
| Noninterest-bearing deposits | 1,030,905,000 | 1,106,497,000 | 1,151,576,000 | 1,217,122,000 |
| Equity capital | 708,539,000 | 718,726,000 | 724,661,000 | 740,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 59,238,000 | 123,103,000 | 188,799,000 | 257,316,000 |
| Interest expense | 7,562,000 | 16,936,000 | 27,093,000 | 38,387,000 |
| Net interest income | 51,676,000 | 106,167,000 | 161,706,000 | 218,929,000 |
| Noninterest income | 24,204,000 | 49,463,000 | 73,564,000 | 98,431,000 |
| Noninterest expense | 45,607,000 | 91,834,000 | 139,285,000 | 187,648,000 |
| Provision for loan losses | 3,786,000 | 8,603,000 | 14,760,000 | 19,462,000 |
| Pretax income | 26,142,000 | 54,848,000 | 80,880,000 | 109,905,000 |
| Income tax | 6,130,000 | 11,899,000 | 17,186,000 | 23,621,000 |
| Net income | 20,012,000 | 42,949,000 | 63,694,000 | 86,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 640,337,000 | 652,032,000 | 661,240,000 | 673,888,000 |
| Total capital | 708,018,000 | 721,802,000 | 731,009,000 | 744,326,000 |
| Risk-weighted assets | 5,380,890,000 | 5,545,552,000 | 5,550,251,000 | 5,601,902,000 |