Call reports 2016
1ST SOURCE BANK — 2016
What 1ST SOURCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 5,233,153,000 | 5,368,372,000 | 5,439,182,000 | 5,478,967,000 |
| Total loans | 4,043,974,000 | 4,168,687,000 | 4,199,403,000 | 4,203,920,000 |
| Allowance for loan losses | 89,296,000 | 91,458,000 | 88,897,000 | 88,543,000 |
| Securities available for sale | 795,408,000 | 807,797,000 | 822,161,000 | 843,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 14,982,000 | 17,246,000 | 15,204,000 | 6,681,000 |
| Total deposits | 4,225,652,000 | 4,325,588,000 | 4,377,542,000 | 4,336,211,000 |
| Interest-bearing deposits | 3,299,268,000 | 3,380,958,000 | 3,384,761,000 | 3,343,003,000 |
| Noninterest-bearing deposits | 926,384,000 | 944,630,000 | 992,781,000 | 993,208,000 |
| Equity capital | 668,004,000 | 675,429,000 | 679,524,000 | 676,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 46,764,000 | 94,660,000 | 142,919,000 | 191,609,000 |
| Interest expense | 4,120,000 | 8,215,000 | 12,425,000 | 16,558,000 |
| Net interest income | 42,644,000 | 86,445,000 | 130,494,000 | 175,051,000 |
| Noninterest income | 20,836,000 | 42,485,000 | 64,209,000 | 85,734,000 |
| Noninterest expense | 41,053,000 | 81,282,000 | 122,690,000 | 164,233,000 |
| Provision for loan losses | 975,000 | 3,024,000 | 5,091,000 | 5,833,000 |
| Pretax income | 21,462,000 | 44,425,000 | 66,723,000 | 90,526,000 |
| Income tax | 7,469,000 | 15,573,000 | 23,475,000 | 31,893,000 |
| Net income | 13,993,000 | 28,852,000 | 43,248,000 | 58,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 584,816,000 | 590,865,000 | 596,451,000 | 603,022,000 |
| Total capital | 641,992,000 | 650,049,000 | 655,938,000 | 662,531,000 |
| Risk-weighted assets | 4,537,606,000 | 4,689,245,000 | 4,713,804,000 | 4,712,670,000 |