Call reports 2015
1ST SOURCE BANK — 2015
What 1ST SOURCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,848,183,000 | 5,001,255,000 | 5,096,394,000 | 5,176,308,000 |
| Total loans | 3,723,952,000 | 3,867,481,000 | 3,964,737,000 | 4,004,517,000 |
| Allowance for loan losses | 85,098,000 | 86,588,000 | 87,616,000 | 88,112,000 |
| Securities available for sale | 790,791,000 | 780,099,000 | 778,235,000 | 784,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,476,000 | 8,457,000 | 11,870,000 | 10,016,000 |
| Total deposits | 3,870,964,000 | 3,963,088,000 | 4,019,660,000 | 4,139,691,000 |
| Interest-bearing deposits | 3,035,557,000 | 3,106,006,000 | 3,105,504,000 | 3,237,322,000 |
| Noninterest-bearing deposits | 835,407,000 | 857,082,000 | 914,156,000 | 902,369,000 |
| Equity capital | 646,333,000 | 650,569,000 | 657,765,000 | 660,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 43,596,000 | 89,770,000 | 136,553,000 | 184,535,000 |
| Interest expense | 2,832,000 | 5,974,000 | 9,171,000 | 12,670,000 |
| Net interest income | 40,764,000 | 83,796,000 | 127,382,000 | 171,865,000 |
| Noninterest income | 20,306,000 | 42,011,000 | 63,238,000 | 84,212,000 |
| Noninterest expense | 38,872,000 | 77,248,000 | 118,490,000 | 160,969,000 |
| Provision for loan losses | 357,000 | 1,168,000 | 2,160,000 | 2,160,000 |
| Pretax income | 21,841,000 | 47,395,000 | 69,974,000 | 92,952,000 |
| Income tax | 7,633,000 | 16,631,000 | 24,421,000 | 32,599,000 |
| Net income | 14,208,000 | 30,764,000 | 45,553,000 | 60,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 560,065,000 | 567,840,000 | 573,830,000 | 579,833,000 |
| Total capital | 611,470,000 | 621,693,000 | 629,401,000 | 636,592,000 |
| Risk-weighted assets | 4,067,078,000 | 4,267,045,000 | 4,409,002,000 | 4,505,020,000 |