Call reports 2021
LIBERTY FIRST BANK — 2021
What LIBERTY FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 182,628,000 | 191,905,000 | 192,853,000 |
| Total loans | 72,091,000 | 76,046,000 | 72,519,000 |
| Allowance for loan losses | 1,072,000 | 1,073,000 | 1,074,000 |
| Securities available for sale | 87,053,000 | 86,394,000 | 84,028,000 |
| Securities held to maturity | 2,269,000 | 2,279,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 167,927,000 | 175,979,000 | 179,082,000 |
| Interest-bearing deposits | 116,584,000 | 123,512,000 | 126,229,000 |
| Noninterest-bearing deposits | 51,343,000 | 52,467,000 | 52,853,000 |
| Equity capital | 14,227,000 | 15,381,000 | 13,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 1,247,000 | 2,608,000 | 3,933,000 |
| Interest expense | 144,000 | 271,000 | 377,000 |
| Net interest income | 1,103,000 | 2,337,000 | 3,556,000 |
| Noninterest income | 117,000 | 237,000 | 412,000 |
| Noninterest expense | 990,000 | 2,022,000 | 4,784,000 |
| Provision for loan losses | -80,000 | -80,000 | -80,000 |
| Pretax income | 463,000 | 878,000 | -490,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 463,000 | 878,000 | -490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 16,101,000 | 16,517,000 | 15,148,000 |