Call reports 2018
LIBERTY FIRST BANK — 2018
What LIBERTY FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 124,587,000 | 129,431,000 | 130,159,000 | 131,579,000 |
| Total loans | 85,796,000 | 88,953,000 | 91,531,000 | 89,202,000 |
| Allowance for loan losses | 1,018,000 | 1,044,000 | 1,042,000 | 1,068,000 |
| Securities available for sale | 18,564,000 | 17,815,000 | 17,089,000 | 16,632,000 |
| Securities held to maturity | 11,814,000 | 11,493,000 | 11,120,000 | 13,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,510,000 | 112,216,000 | 110,804,000 | 116,539,000 |
| Interest-bearing deposits | 86,989,000 | 87,015,000 | 86,895,000 | 93,958,000 |
| Noninterest-bearing deposits | 23,521,000 | 25,201,000 | 23,908,000 | 22,581,000 |
| Equity capital | 13,424,000 | 13,779,000 | 14,162,000 | 14,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,380,000 | 2,822,000 | 4,325,000 | 5,840,000 |
| Interest expense | 145,000 | 296,000 | 474,000 | 764,000 |
| Net interest income | 1,235,000 | 2,526,000 | 3,851,000 | 5,076,000 |
| Noninterest income | 114,000 | 219,000 | 277,000 | 396,000 |
| Noninterest expense | 929,000 | 1,877,000 | 2,833,000 | 3,750,000 |
| Provision for loan losses | 25,000 | 49,000 | 74,000 | 99,000 |
| Pretax income | 395,000 | 819,000 | 1,221,000 | 1,623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 395,000 | 819,000 | 1,221,000 | 1,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,972,000 | 14,396,000 | 14,798,000 | 15,200,000 |
| Total capital | 14,990,000 | 15,440,000 | 15,840,000 | 16,268,000 |
| Risk-weighted assets | 90,469,000 | 96,099,000 | 97,559,000 | 97,972,000 |