Call reports 2017
LIBERTY FIRST BANK — 2017
What LIBERTY FIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 123,981,000 | 125,273,000 | 127,895,000 | 125,915,000 |
| Total loans | 81,794,000 | 81,521,000 | 81,997,000 | 84,749,000 |
| Allowance for loan losses | 898,000 | 931,000 | 964,000 | 993,000 |
| Securities available for sale | 18,873,000 | 21,260,000 | 20,483,000 | 19,549,000 |
| Securities held to maturity | 13,318,000 | 12,964,000 | 12,521,000 | 12,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,520,000 | 110,372,000 | 112,809,000 | 110,828,000 |
| Interest-bearing deposits | 85,913,000 | 85,363,000 | 89,194,000 | 87,983,000 |
| Noninterest-bearing deposits | 23,607,000 | 25,010,000 | 23,615,000 | 22,845,000 |
| Equity capital | 13,188,000 | 13,766,000 | 14,067,000 | 14,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,609,000 | 3,928,000 | 5,268,000 |
| Interest expense | 142,000 | 286,000 | 433,000 | 580,000 |
| Net interest income | 1,160,000 | 2,323,000 | 3,495,000 | 4,688,000 |
| Noninterest income | 106,000 | 216,000 | 229,000 | 346,000 |
| Noninterest expense | 886,000 | 1,778,000 | 2,629,000 | 3,524,000 |
| Provision for loan losses | 36,000 | 72,000 | 105,000 | 133,000 |
| Pretax income | 344,000 | 689,000 | 990,000 | 1,377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 344,000 | 689,000 | 990,000 | 1,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,483,000 | 13,828,000 | 14,129,000 | 14,539,000 |
| Total capital | 14,381,000 | 14,759,000 | 15,093,000 | 15,532,000 |
| Risk-weighted assets | 86,124,000 | 86,059,000 | 87,589,000 | 89,321,000 |