Call reports 2013
LIBERTY FIRST BANK — 2013
What LIBERTY FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,876,000 | 110,212,000 | 113,492,000 | 115,527,000 |
| Total loans | 68,722,000 | 68,781,000 | 69,255,000 | 65,855,000 |
| Allowance for loan losses | 1,096,000 | 1,176,000 | 1,257,000 | 1,297,000 |
| Securities available for sale | 25,857,000 | 26,818,000 | 28,356,000 | 28,647,000 |
| Securities held to maturity | 4,504,000 | 4,183,000 | 8,897,000 | 12,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,362,000 | 92,626,000 | 96,322,000 | 98,631,000 |
| Interest-bearing deposits | 77,776,000 | 81,802,000 | 86,351,000 | 86,430,000 |
| Noninterest-bearing deposits | 10,586,000 | 10,823,000 | 9,971,000 | 12,201,000 |
| Equity capital | 11,344,000 | 10,758,000 | 10,677,000 | 11,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,112,000 | 2,231,000 | 3,401,000 | 4,626,000 |
| Interest expense | 208,000 | 416,000 | 631,000 | 846,000 |
| Net interest income | 904,000 | 1,815,000 | 2,770,000 | 3,780,000 |
| Noninterest income | 34,000 | 106,000 | 186,000 | 253,000 |
| Noninterest expense | 704,000 | 1,430,000 | 2,149,000 | 2,653,000 |
| Provision for loan losses | 81,000 | 162,000 | 243,000 | 364,000 |
| Pretax income | 167,000 | 343,000 | 596,000 | 1,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 343,000 | 596,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,086,000 | 11,263,000 | 11,516,000 | 11,971,000 |
| Total capital | 11,895,000 | 12,145,000 | 12,413,000 | 12,832,000 |
| Risk-weighted assets | 69,583,000 | 69,631,000 | 70,646,000 | 68,405,000 |
Machine access — free, no API key
Every figure shown here about LIBERTY FIRST BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.