Call reports 2026
STUDIO BANK — 2026
What STUDIO BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,356,213,000 | 1,344,256,000 |
| Total loans | 1,024,991,000 | 1,031,621,000 |
| Allowance for loan losses | 11,707,000 | 12,011,000 |
| Securities available for sale | 123,258,000 | 159,973,000 |
| Securities held to maturity | 38,546,000 | 37,954,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,183,633,000 | 1,166,079,000 |
| Interest-bearing deposits | 1,001,144,000 | 942,218,000 |
| Noninterest-bearing deposits | 182,489,000 | 223,861,000 |
| Equity capital | 121,926,000 | 126,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 17,760,000 | 35,956,000 |
| Interest expense | 7,739,000 | 15,907,000 |
| Net interest income | 10,021,000 | 20,049,000 |
| Noninterest income | 1,231,000 | 2,623,000 |
| Noninterest expense | 7,691,000 | 15,336,000 |
| Provision for loan losses | 1,316,000 | 1,522,000 |
| Pretax income | 2,283,000 | 5,741,000 |
| Income tax | 409,000 | 1,043,000 |
| Net income | 1,874,000 | 4,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 126,945,000 | 129,935,000 |
| Total capital | 139,934,000 | 143,339,000 |
| Risk-weighted assets | 1,105,890,000 | 1,134,490,000 |