Call reports 2025
STUDIO BANK — 2025
What STUDIO BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,049,482,000 | 1,077,613,000 | 1,263,195,000 | 1,243,302,000 |
| Total loans | 772,822,000 | 815,064,000 | 878,442,000 | 954,642,000 |
| Allowance for loan losses | 9,080,000 | 9,286,000 | 10,105,000 | 10,740,000 |
| Securities available for sale | 128,038,000 | 120,826,000 | 122,298,000 | 125,404,000 |
| Securities held to maturity | 40,929,000 | 40,293,000 | 39,645,000 | 39,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 924,538,000 | 860,517,000 | 1,089,218,000 | 1,069,609,000 |
| Interest-bearing deposits | 773,258,000 | 704,339,000 | 898,076,000 | 900,311,000 |
| Noninterest-bearing deposits | 151,280,000 | 156,178,000 | 191,142,000 | 169,298,000 |
| Equity capital | 96,494,000 | 97,706,000 | 116,555,000 | 120,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,578,000 | 29,952,000 | 46,623,000 | 64,571,000 |
| Interest expense | 7,173,000 | 14,852,000 | 22,728,000 | 30,913,000 |
| Net interest income | 7,405,000 | 15,100,000 | 23,895,000 | 33,658,000 |
| Noninterest income | 1,148,000 | 3,526,000 | 4,970,000 | 6,269,000 |
| Noninterest expense | 5,930,000 | 13,198,000 | 20,272,000 | 27,117,000 |
| Provision for loan losses | 58,000 | 451,000 | 1,295,000 | 2,178,000 |
| Pretax income | 2,420,000 | 4,906,000 | 7,521,000 | 10,866,000 |
| Income tax | 475,000 | 794,000 | 1,308,000 | 1,667,000 |
| Net income | 1,945,000 | 4,112,000 | 6,213,000 | 9,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,322,000 | 103,840,000 | 121,941,000 | 124,927,000 |
| Total capital | 112,791,000 | 114,441,000 | 133,376,000 | 136,987,000 |
| Risk-weighted assets | 864,557,000 | 895,966,000 | 975,489,000 | 1,045,549,000 |