Call reports 2021
STUDIO BANK — 2021
What STUDIO BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 419,548,000 | 470,209,000 | 554,029,000 | 610,884,000 |
| Total loans | 302,066,000 | 329,987,000 | 385,480,000 | 407,221,000 |
| Allowance for loan losses | 3,377,000 | 3,512,000 | 4,216,000 | 4,513,000 |
| Securities available for sale | 55,851,000 | 48,099,000 | 40,093,000 | 58,442,000 |
| Securities held to maturity | 4,122,000 | 20,872,000 | 29,745,000 | 28,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,148,000 | 411,864,000 | 495,137,000 | 547,164,000 |
| Interest-bearing deposits | 283,569,000 | 318,265,000 | 368,830,000 | 387,468,000 |
| Noninterest-bearing deposits | 76,579,000 | 93,599,000 | 126,307,000 | 159,696,000 |
| Equity capital | 48,522,000 | 50,279,000 | 50,660,000 | 54,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,457,000 | 7,298,000 | 11,778,000 | 16,830,000 |
| Interest expense | 378,000 | 740,000 | 1,113,000 | 1,488,000 |
| Net interest income | 3,079,000 | 6,558,000 | 10,665,000 | 15,342,000 |
| Noninterest income | 2,191,000 | 3,766,000 | 5,229,000 | 6,561,000 |
| Noninterest expense | 3,886,000 | 7,879,000 | 12,039,000 | 16,282,000 |
| Provision for loan losses | 208,000 | 344,000 | 1,050,000 | 1,347,000 |
| Pretax income | 1,176,000 | 2,101,000 | 2,805,000 | 4,274,000 |
| Income tax | 91,000 | 116,000 | 146,000 | -2,336,000 |
| Net income | 1,085,000 | 1,985,000 | 2,659,000 | 6,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,878,000 | 49,836,000 | 50,568,000 | 54,427,000 |
| Total capital | 52,255,000 | 53,348,000 | 54,784,000 | 58,940,000 |
| Risk-weighted assets | 315,204,000 | 354,587,000 | 412,588,000 | 453,459,000 |