Call reports 2025
FIRST NATIONAL BANK OF LIPAN, THE — 2025
What FIRST NATIONAL BANK OF LIPAN, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 26,209,000 | 29,986,000 | 27,426,000 | 26,509,000 |
| Total loans | 7,539,000 | 7,930,000 | 7,857,000 | 7,934,000 |
| Allowance for loan losses | 89,000 | 89,000 | 89,000 | 89,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,747,000 | 6,002,000 | 5,007,000 | 5,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,640,000 | 27,362,000 | 24,741,000 | 23,804,000 |
| Interest-bearing deposits | 10,372,000 | 11,434,000 | 11,366,000 | 10,867,000 |
| Noninterest-bearing deposits | 13,268,000 | 15,928,000 | 13,375,000 | 12,937,000 |
| Equity capital | 2,552,000 | 2,608,000 | 2,669,000 | 2,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 482,000 | 757,000 | 1,016,000 |
| Interest expense | 5,000 | 10,000 | 17,000 | 24,000 |
| Net interest income | 233,000 | 472,000 | 740,000 | 992,000 |
| Noninterest income | 24,000 | 50,000 | 74,000 | 101,000 |
| Noninterest expense | 188,000 | 387,000 | 608,000 | 840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 135,000 | 206,000 | 253,000 |
| Income tax | 8,000 | 17,000 | 28,000 | 50,000 |
| Net income | 61,000 | 118,000 | 178,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,552,000 | 2,608,000 | 2,669,000 | 2,695,000 |
| Total capital | 2,641,000 | 2,697,000 | 2,758,000 | 2,784,000 |
| Risk-weighted assets | 7,717,000 | 8,295,000 | 8,025,000 | 7,593,000 |