Call reports 2023
FIRST NATIONAL BANK OF LIPAN, THE — 2023
What FIRST NATIONAL BANK OF LIPAN, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 28,158,000 | 29,240,000 | 28,450,000 | 28,694,000 |
| Total loans | 8,046,000 | 8,236,000 | 7,782,000 | 7,988,000 |
| Allowance for loan losses | 89,000 | 89,000 | 89,000 | 89,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,988,000 | 6,992,000 | 6,995,000 | 6,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,967,000 | 26,982,000 | 26,171,000 | 26,389,000 |
| Interest-bearing deposits | 11,440,000 | 11,573,000 | 11,032,000 | 10,981,000 |
| Noninterest-bearing deposits | 14,526,000 | 15,409,000 | 15,140,000 | 15,408,000 |
| Equity capital | 2,178,000 | 2,224,000 | 2,253,000 | 2,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 421,000 | 660,000 | 906,000 |
| Interest expense | 4,000 | 9,000 | 14,000 | 18,000 |
| Net interest income | 196,000 | 412,000 | 646,000 | 888,000 |
| Noninterest income | 20,000 | 44,000 | 69,000 | 97,000 |
| Noninterest expense | 179,000 | 361,000 | 582,000 | 805,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 95,000 | 133,000 | 180,000 |
| Income tax | 8,000 | 20,000 | 29,000 | 37,000 |
| Net income | 29,000 | 75,000 | 104,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,178,000 | 2,224,000 | 2,253,000 | 2,292,000 |
| Total capital | 2,267,000 | 2,313,000 | 2,342,000 | 2,381,000 |
| Risk-weighted assets | 8,295,000 | 8,809,000 | 8,295,000 | 8,303,000 |