Call reports 2022
FIRST NATIONAL BANK OF LIPAN, THE — 2022
What FIRST NATIONAL BANK OF LIPAN, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 27,485,000 | 28,222,000 | 27,462,000 | 27,311,000 |
| Total loans | 8,009,000 | 7,699,000 | 8,007,000 | 8,057,000 |
| Allowance for loan losses | 87,000 | 87,000 | 87,000 | 89,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,495,000 | 6,495,000 | 6,982,000 | 6,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,375,000 | 26,090,000 | 25,315,000 | 25,159,000 |
| Interest-bearing deposits | 11,922,000 | 12,634,000 | 11,942,000 | 11,486,000 |
| Noninterest-bearing deposits | 13,453,000 | 13,457,000 | 13,373,000 | 13,673,000 |
| Equity capital | 2,099,000 | 2,112,000 | 2,132,000 | 2,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 152,000 | 308,000 | 480,000 | 665,000 |
| Interest expense | 5,000 | 10,000 | 15,000 | 20,000 |
| Net interest income | 147,000 | 298,000 | 465,000 | 645,000 |
| Noninterest income | 23,000 | 46,000 | 68,000 | 93,000 |
| Noninterest expense | 141,000 | 297,000 | 457,000 | 641,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 47,000 | 76,000 | 97,000 |
| Income tax | 6,000 | 11,000 | 20,000 | 24,000 |
| Net income | 23,000 | 36,000 | 56,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,099,000 | 2,112,000 | 2,132,000 | 2,149,000 |
| Total capital | 2,186,000 | 2,199,000 | 2,219,000 | 2,238,000 |
| Risk-weighted assets | 8,136,000 | 8,216,000 | 8,359,000 | 8,395,000 |