Call reports 2021
FIRST NATIONAL BANK OF LIPAN, THE — 2021
What FIRST NATIONAL BANK OF LIPAN, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 26,628,000 | 27,969,000 | 28,150,000 | 26,349,000 |
| Total loans | 7,746,000 | 7,534,000 | 7,581,000 | 8,005,000 |
| Allowance for loan losses | 87,000 | 87,000 | 87,000 | 87,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,759,000 | 4,758,000 | 5,510,000 | 6,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,557,000 | 25,896,000 | 26,075,000 | 24,269,000 |
| Interest-bearing deposits | 9,927,000 | 11,048,000 | 11,244,000 | 11,365,000 |
| Noninterest-bearing deposits | 14,630,000 | 14,849,000 | 14,831,000 | 12,905,000 |
| Equity capital | 2,058,000 | 2,061,000 | 2,063,000 | 2,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 316,000 | 469,000 | 623,000 |
| Interest expense | 5,000 | 10,000 | 14,000 | 19,000 |
| Net interest income | 154,000 | 306,000 | 455,000 | 604,000 |
| Noninterest income | 22,000 | 46,000 | 70,000 | 96,000 |
| Noninterest expense | 156,000 | 323,000 | 489,000 | 650,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 29,000 | 36,000 | 50,000 |
| Income tax | 4,000 | 10,000 | 15,000 | 16,000 |
| Net income | 16,000 | 19,000 | 21,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,058,000 | 2,061,000 | 2,063,000 | 2,076,000 |
| Total capital | 2,145,000 | 2,148,000 | 2,150,000 | 2,163,000 |
| Risk-weighted assets | 8,679,000 | 8,475,000 | 8,182,000 | 7,995,000 |