Call reports 2020
FIRST NATIONAL BANK OF LIPAN, THE — 2020
What FIRST NATIONAL BANK OF LIPAN, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 22,991,000 | 27,110,000 | 27,308,000 | 24,390,000 |
| Total loans | 7,155,000 | 6,828,000 | 7,021,000 | 7,700,000 |
| Allowance for loan losses | 81,000 | 81,000 | 82,000 | 87,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,746,000 | 1,997,000 | 2,749,000 | 3,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,968,000 | 25,081,000 | 25,264,000 | 22,343,000 |
| Interest-bearing deposits | 8,479,000 | 11,754,000 | 11,846,000 | 8,904,000 |
| Noninterest-bearing deposits | 12,489,000 | 13,327,000 | 13,418,000 | 13,439,000 |
| Equity capital | 2,012,000 | 2,018,000 | 2,036,000 | 2,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 340,000 | 503,000 | 668,000 |
| Interest expense | 6,000 | 13,000 | 20,000 | 25,000 |
| Net interest income | 173,000 | 327,000 | 483,000 | 643,000 |
| Noninterest income | 24,000 | 46,000 | 67,000 | 92,000 |
| Noninterest expense | 161,000 | 325,000 | 481,000 | 653,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 6,000 |
| Pretax income | 36,000 | 48,000 | 69,000 | 76,000 |
| Income tax | 6,000 | 12,000 | 15,000 | 16,000 |
| Net income | 30,000 | 36,000 | 54,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,012,000 | 2,018,000 | 2,036,000 | 2,042,000 |
| Total capital | 2,093,000 | 2,099,000 | 2,118,000 | 2,129,000 |
| Risk-weighted assets | 7,560,000 | 7,914,000 | 8,246,000 | 8,044,000 |