Call reports 2017
FIRST NATIONAL BANK OF LIPAN, THE — 2017
What FIRST NATIONAL BANK OF LIPAN, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 20,934,000 | 21,229,000 | 20,295,000 | 21,001,000 |
| Total loans | 7,645,000 | 7,333,000 | 7,436,000 | 7,318,000 |
| Allowance for loan losses | 81,000 | 81,000 | 81,000 | 81,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,997,000 | 4,998,000 | 4,998,000 | 4,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,104,000 | 19,389,000 | 18,446,000 | 19,156,000 |
| Interest-bearing deposits | 10,575,000 | 10,650,000 | 9,862,000 | 9,872,000 |
| Noninterest-bearing deposits | 8,529,000 | 8,738,000 | 8,584,000 | 9,284,000 |
| Equity capital | 1,816,000 | 1,826,000 | 1,837,000 | 1,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 142,000 | 288,000 | 431,000 | 572,000 |
| Interest expense | 9,000 | 17,000 | 26,000 | 34,000 |
| Net interest income | 133,000 | 271,000 | 405,000 | 538,000 |
| Noninterest income | 25,000 | 48,000 | 71,000 | 97,000 |
| Noninterest expense | 145,000 | 295,000 | 441,000 | 600,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 24,000 | 35,000 | 35,000 |
| Income tax | 2,000 | 4,000 | 4,000 | 5,000 |
| Net income | 11,000 | 20,000 | 31,000 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,816,000 | 1,826,000 | 1,837,000 | 1,836,000 |
| Total capital | 1,897,000 | 1,907,000 | 1,918,000 | 1,917,000 |
| Risk-weighted assets | 8,501,000 | 8,431,000 | 8,226,000 | 8,200,000 |