Call reports 2016
FIRST NATIONAL BANK OF LIPAN, THE — 2016
What FIRST NATIONAL BANK OF LIPAN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 21,248,000 | 21,488,000 | 22,174,000 | 21,475,000 |
| Total loans | 7,781,000 | 7,611,000 | 7,717,000 | 7,720,000 |
| Allowance for loan losses | 81,000 | 81,000 | 81,000 | 81,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,995,000 | 4,995,000 | 4,996,000 | 4,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,444,000 | 19,682,000 | 20,358,000 | 19,660,000 |
| Interest-bearing deposits | 10,951,000 | 10,648,000 | 10,565,000 | 10,562,000 |
| Noninterest-bearing deposits | 8,493,000 | 9,034,000 | 9,792,000 | 9,098,000 |
| Equity capital | 1,788,000 | 1,795,000 | 1,804,000 | 1,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 148,000 | 292,000 | 436,000 | 582,000 |
| Interest expense | 9,000 | 18,000 | 27,000 | 35,000 |
| Net interest income | 139,000 | 274,000 | 409,000 | 547,000 |
| Noninterest income | 25,000 | 49,000 | 74,000 | 101,000 |
| Noninterest expense | 146,000 | 295,000 | 443,000 | 600,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 28,000 | 40,000 | 48,000 |
| Income tax | 2,000 | 6,000 | 9,000 | 8,000 |
| Net income | 16,000 | 22,000 | 31,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,788,000 | 1,795,000 | 1,804,000 | 1,806,000 |
| Total capital | 1,869,000 | 1,876,000 | 1,885,000 | 1,887,000 |
| Risk-weighted assets | 10,417,000 | 9,199,000 | 8,709,000 | 8,612,000 |