Call reports 2015
FIRST NATIONAL BANK OF LIPAN, THE — 2015
What FIRST NATIONAL BANK OF LIPAN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 19,475,000 | 19,601,000 | 20,385,000 | 21,645,000 |
| Total loans | 7,970,000 | 8,081,000 | 8,004,000 | 7,732,000 |
| Allowance for loan losses | 81,000 | 81,000 | 81,000 | 81,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,993,000 | 4,993,000 | 4,994,000 | 4,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,754,000 | 17,869,000 | 18,588,000 | 19,863,000 |
| Interest-bearing deposits | 10,674,000 | 10,850,000 | 10,843,000 | 10,991,000 |
| Noninterest-bearing deposits | 7,081,000 | 7,020,000 | 7,745,000 | 8,873,000 |
| Equity capital | 1,706,000 | 1,716,000 | 1,785,000 | 1,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 295,000 | 447,000 | 600,000 |
| Interest expense | 9,000 | 18,000 | 27,000 | 36,000 |
| Net interest income | 136,000 | 277,000 | 420,000 | 564,000 |
| Noninterest income | 25,000 | 50,000 | 138,000 | 164,000 |
| Noninterest expense | 153,000 | 305,000 | 464,000 | 642,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 22,000 | 94,000 | 86,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 14,000 |
| Net income | 5,000 | 15,000 | 84,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,706,000 | 1,716,000 | 1,785,000 | 1,773,000 |
| Total capital | 1,787,000 | 1,797,000 | 1,866,000 | 1,854,000 |
| Risk-weighted assets | 10,787,000 | 9,626,000 | 10,037,000 | 10,701,000 |