Call reports 2025
FIRST DAKOTA NATIONAL BANK — 2025
What FIRST DAKOTA NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,998,799,000 | 3,059,914,000 | 3,146,740,000 | 3,244,131,000 |
| Total loans | 2,465,496,000 | 2,568,420,000 | 2,670,246,000 | 2,750,748,000 |
| Allowance for loan losses | 31,425,000 | 33,041,000 | 31,773,000 | 30,683,000 |
| Securities available for sale | 316,032,000 | 308,724,000 | 296,511,000 | 297,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,702,083,000 | 2,736,980,000 | 2,804,197,000 | 2,848,867,000 |
| Interest-bearing deposits | 2,352,011,000 | 2,386,076,000 | 2,469,524,000 | 2,489,278,000 |
| Noninterest-bearing deposits | 350,072,000 | 350,904,000 | 334,673,000 | 359,589,000 |
| Equity capital | 280,207,000 | 290,963,000 | 304,868,000 | 307,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 41,256,000 | 84,908,000 | 130,700,000 | 176,967,000 |
| Interest expense | 16,155,000 | 32,993,000 | 50,879,000 | 68,062,000 |
| Net interest income | 25,101,000 | 51,915,000 | 79,821,000 | 108,905,000 |
| Noninterest income | 8,779,000 | 16,586,000 | 25,512,000 | 34,708,000 |
| Noninterest expense | 19,463,000 | 38,994,000 | 60,503,000 | 83,367,000 |
| Provision for loan losses | 1,500,000 | 3,100,000 | 1,850,000 | 1,850,000 |
| Pretax income | 11,389,000 | 24,840,000 | 39,578,000 | 55,025,000 |
| Income tax | 2,733,000 | 5,962,000 | 9,499,000 | 12,641,000 |
| Net income | 8,656,000 | 18,878,000 | 30,079,000 | 42,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 301,488,000 | 310,226,000 | 321,002,000 | 322,181,000 |
| Total capital | 333,513,000 | 343,917,000 | 353,425,000 | 353,514,000 |
| Risk-weighted assets | 2,701,696,000 | 2,802,701,000 | 2,888,881,000 | 2,964,532,000 |