Call reports 2023
FIRST DAKOTA NATIONAL BANK — 2023
What FIRST DAKOTA NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,777,017,000 | 2,803,344,000 | 2,854,796,000 | 2,937,063,000 |
| Total loans | 2,136,696,000 | 2,231,264,000 | 2,312,799,000 | 2,318,392,000 |
| Allowance for loan losses | 23,673,000 | 26,644,000 | 27,173,000 | 27,352,000 |
| Securities available for sale | 407,993,000 | 392,229,000 | 373,516,000 | 377,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,539,934,000 | 2,566,438,000 | 2,608,401,000 | 2,678,964,000 |
| Interest-bearing deposits | 2,148,808,000 | 2,188,432,000 | 2,246,573,000 | 2,298,274,000 |
| Noninterest-bearing deposits | 391,126,000 | 378,005,000 | 361,828,000 | 380,690,000 |
| Equity capital | 223,097,000 | 223,585,000 | 226,471,000 | 241,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 30,659,000 | 64,934,000 | 101,471,000 | 140,162,000 |
| Interest expense | 10,003,000 | 24,148,000 | 40,795,000 | 58,990,000 |
| Net interest income | 20,656,000 | 40,786,000 | 60,676,000 | 81,172,000 |
| Noninterest income | 6,838,000 | 13,520,000 | 22,029,000 | 28,850,000 |
| Noninterest expense | 17,946,000 | 34,944,000 | 53,287,000 | 71,357,000 |
| Provision for loan losses | 0 | 2,500,000 | 3,000,000 | 3,000,000 |
| Pretax income | 9,627,000 | 16,989,000 | 26,478,000 | 35,850,000 |
| Income tax | 2,310,000 | 4,077,000 | 6,355,000 | 8,105,000 |
| Net income | 7,317,000 | 12,912,000 | 20,123,000 | 27,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 254,834,000 | 258,876,000 | 265,870,000 | 270,128,000 |
| Total capital | 279,807,000 | 286,320,000 | 293,943,000 | 298,380,000 |
| Risk-weighted assets | 2,466,397,000 | 2,521,375,000 | 2,571,901,000 | 2,558,541,000 |