Call reports 2020
FIRST DAKOTA NATIONAL BANK — 2020
What FIRST DAKOTA NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,764,874,000 | 1,967,060,000 | 2,000,871,000 | 2,152,454,000 |
| Total loans | 1,457,430,000 | 1,612,241,000 | 1,609,508,000 | 1,568,625,000 |
| Allowance for loan losses | 22,008,000 | 26,702,000 | 25,257,000 | 25,073,000 |
| Securities available for sale | 203,860,000 | 194,901,000 | 216,950,000 | 280,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,566,824,000 | 1,760,740,000 | 1,786,517,000 | 1,940,626,000 |
| Interest-bearing deposits | 1,354,642,000 | 1,485,669,000 | 1,514,790,000 | 1,628,263,000 |
| Noninterest-bearing deposits | 212,182,000 | 275,071,000 | 271,726,000 | 312,363,000 |
| Equity capital | 186,904,000 | 194,698,000 | 202,140,000 | 201,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 21,083,000 | 47,352,000 | 67,980,000 | 87,408,000 |
| Interest expense | 3,770,000 | 6,491,000 | 8,928,000 | 11,046,000 |
| Net interest income | 17,313,000 | 40,861,000 | 59,052,000 | 76,362,000 |
| Noninterest income | 5,681,000 | 13,106,000 | 21,010,000 | 28,767,000 |
| Noninterest expense | 14,711,000 | 30,744,000 | 45,747,000 | 63,706,000 |
| Provision for loan losses | 2,500,000 | 7,500,000 | 7,500,000 | 7,500,000 |
| Pretax income | 5,681,000 | 15,713,000 | 26,890,000 | 34,037,000 |
| Income tax | 1,363,000 | 3,770,000 | 6,453,000 | 7,935,000 |
| Net income | 4,318,000 | 11,943,000 | 20,437,000 | 26,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,860,000 | 185,139,000 | 193,012,000 | 192,168,000 |
| Total capital | 198,133,000 | 205,487,000 | 213,783,000 | 213,385,000 |
| Risk-weighted assets | 1,619,423,000 | 1,620,758,000 | 1,656,534,000 | 1,692,766,000 |