Call reports 2016
FIRST DAKOTA NATIONAL BANK — 2016
What FIRST DAKOTA NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,313,478,000 | 1,425,804,000 | 1,430,879,000 | 1,480,298,000 |
| Total loans | 1,088,528,000 | 1,154,331,000 | 1,165,787,000 | 1,180,236,000 |
| Allowance for loan losses | 12,558,000 | 13,469,000 | 13,620,000 | 13,964,000 |
| Securities available for sale | 134,778,000 | 173,438,000 | 160,862,000 | 174,018,000 |
| Securities held to maturity | 563,000 | 558,000 | 555,000 | 548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,178,042,000 | 1,246,427,000 | 1,251,257,000 | 1,321,822,000 |
| Interest-bearing deposits | 996,905,000 | 1,068,100,000 | 1,067,317,000 | 1,122,211,000 |
| Noninterest-bearing deposits | 181,137,000 | 178,327,000 | 183,940,000 | 199,611,000 |
| Equity capital | 128,619,000 | 147,670,000 | 151,739,000 | 150,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,407,000 | 29,742,000 | 45,652,000 | 61,327,000 |
| Interest expense | 1,147,000 | 2,375,000 | 3,765,000 | 5,214,000 |
| Net interest income | 13,260,000 | 27,367,000 | 41,887,000 | 56,113,000 |
| Noninterest income | 3,862,000 | 7,846,000 | 12,846,000 | 18,095,000 |
| Noninterest expense | 11,131,000 | 22,299,000 | 33,938,000 | 48,906,000 |
| Provision for loan losses | 250,000 | 1,500,000 | 1,500,000 | 2,000,000 |
| Pretax income | 5,741,000 | 11,414,000 | 19,350,000 | 23,357,000 |
| Income tax | 2,038,000 | 4,052,000 | 6,869,000 | 8,242,000 |
| Net income | 3,703,000 | 7,362,000 | 12,481,000 | 15,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,890,000 | 139,587,000 | 143,995,000 | 144,068,000 |
| Total capital | 134,044,000 | 153,648,000 | 158,368,000 | 158,809,000 |
| Risk-weighted assets | 1,191,979,000 | 1,268,165,000 | 1,288,759,000 | 1,318,596,000 |