Call reports 2014
FIRST DAKOTA NATIONAL BANK — 2014
What FIRST DAKOTA NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,013,508,000 | 1,064,507,000 | 1,057,586,000 | 1,104,082,000 |
| Total loans | 820,325,000 | 865,461,000 | 858,188,000 | 900,640,000 |
| Allowance for loan losses | 9,363,000 | 9,860,000 | 10,020,000 | 10,108,000 |
| Securities available for sale | 97,167,000 | 101,611,000 | 104,372,000 | 110,544,000 |
| Securities held to maturity | 882,000 | 877,000 | 592,000 | 588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 891,136,000 | 936,153,000 | 931,836,000 | 965,927,000 |
| Interest-bearing deposits | 753,398,000 | 798,590,000 | 788,892,000 | 798,883,000 |
| Noninterest-bearing deposits | 137,738,000 | 137,563,000 | 142,944,000 | 167,044,000 |
| Equity capital | 93,348,000 | 96,475,000 | 100,249,000 | 102,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,261,000 | 23,034,000 | 34,965,000 | 47,222,000 |
| Interest expense | 970,000 | 1,943,000 | 2,981,000 | 3,946,000 |
| Net interest income | 10,291,000 | 21,091,000 | 31,984,000 | 43,276,000 |
| Noninterest income | 2,905,000 | 5,017,000 | 8,504,000 | 12,436,000 |
| Noninterest expense | 8,129,000 | 16,179,000 | 24,448,000 | 36,196,000 |
| Provision for loan losses | 250,000 | 750,000 | 1,000,000 | 1,500,000 |
| Pretax income | 4,824,000 | 9,209,000 | 15,095,000 | 18,071,000 |
| Income tax | 1,664,000 | 3,176,000 | 5,208,000 | 6,234,000 |
| Net income | 3,160,000 | 6,033,000 | 9,887,000 | 11,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,575,000 | 91,445,000 | 95,328,000 | 97,297,000 |
| Total capital | 98,310,000 | 101,749,000 | 105,790,000 | 107,811,000 |
| Risk-weighted assets | 855,381,000 | 896,013,000 | 888,102,000 | 948,787,000 |