Call reports 2018
CHINATOWN FEDERAL SAVINGS BANK — 2018
What CHINATOWN FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,599,000 | 131,610,000 | 130,130,000 | 133,351,000 |
| Total loans | 87,509,000 | 88,853,000 | 89,139,000 | 92,795,000 |
| Allowance for loan losses | 770,000 | 770,000 | 770,000 | 832,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,415,000 | 3,364,000 | 3,211,000 | 3,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,888,000 | 99,748,000 | 99,650,000 | 102,755,000 |
| Interest-bearing deposits | 86,675,000 | 85,989,000 | 86,178,000 | 89,053,000 |
| Noninterest-bearing deposits | 14,213,000 | 13,759,000 | 13,472,000 | 13,702,000 |
| Equity capital | 25,334,000 | 25,523,000 | 25,647,000 | 25,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,597,000 | 3,178,000 | 4,811,000 | 6,794,000 |
| Interest expense | 147,000 | 334,000 | 545,000 | 799,000 |
| Net interest income | 1,450,000 | 2,844,000 | 4,266,000 | 5,995,000 |
| Noninterest income | 12,000 | 139,000 | 155,000 | 187,000 |
| Noninterest expense | 1,269,000 | 2,470,000 | 3,777,000 | 5,283,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 193,000 | 513,000 | 644,000 | 749,000 |
| Income tax | 79,000 | 210,000 | 217,000 | 279,000 |
| Net income | 114,000 | 303,000 | 427,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,334,000 | 25,523,000 | 25,647,000 | 25,690,000 |
| Total capital | 26,109,000 | 26,294,000 | 26,420,000 | 26,532,000 |
| Risk-weighted assets | 85,825,000 | 87,356,000 | 91,242,000 | 91,537,000 |