Call reports 2017
CHINATOWN FEDERAL SAVINGS BANK — 2017
What CHINATOWN FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 134,821,000 | 131,406,000 | 132,198,000 | 134,166,000 |
| Total loans | 82,334,000 | 81,828,000 | 83,554,000 | 86,026,000 |
| Allowance for loan losses | 585,000 | 740,000 | 770,000 | 770,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,630,000 | 3,573,000 | 3,515,000 | 3,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,169,000 | 101,599,000 | 102,270,000 | 102,632,000 |
| Interest-bearing deposits | 86,846,000 | 85,498,000 | 86,305,000 | 87,044,000 |
| Noninterest-bearing deposits | 18,323,000 | 16,101,000 | 15,965,000 | 15,588,000 |
| Equity capital | 29,272,000 | 29,436,000 | 29,523,000 | 25,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,498,000 | 3,069,000 | 4,582,000 | 6,171,000 |
| Interest expense | 39,000 | 106,000 | 198,000 | 318,000 |
| Net interest income | 1,459,000 | 2,963,000 | 4,384,000 | 5,853,000 |
| Noninterest income | 16,000 | 130,000 | 144,000 | 238,000 |
| Noninterest expense | 1,403,000 | 2,687,000 | 4,018,000 | 5,422,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 35,000 |
| Pretax income | 72,000 | 371,000 | 475,000 | 634,000 |
| Income tax | 33,000 | 167,000 | 184,000 | 725,000 |
| Net income | 39,000 | 204,000 | 291,000 | -91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,272,000 | 29,436,000 | 29,523,000 | 25,220,000 |
| Total capital | 29,860,000 | 30,179,000 | 30,303,000 | 25,999,000 |
| Risk-weighted assets | 82,064,000 | 82,380,000 | 82,294,000 | 85,857,000 |