Call reports 2016
CHINATOWN FEDERAL SAVINGS BANK — 2016
What CHINATOWN FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 137,528,000 | 136,053,000 | 132,607,000 | 133,454,000 |
| Total loans | 83,994,000 | 83,061,000 | 81,715,000 | 80,921,000 |
| Allowance for loan losses | 398,000 | 556,000 | 585,000 | 585,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,225,000 | 4,087,000 | 3,792,000 | 3,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,708,000 | 105,548,000 | 102,599,000 | 103,407,000 |
| Interest-bearing deposits | 88,019,000 | 88,556,000 | 86,974,000 | 86,119,000 |
| Noninterest-bearing deposits | 18,689,000 | 16,992,000 | 15,625,000 | 17,288,000 |
| Equity capital | 29,797,000 | 29,509,000 | 29,594,000 | 29,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,263,000 | 4,779,000 | 6,269,000 |
| Interest expense | 18,000 | 42,000 | 69,000 | 102,000 |
| Net interest income | 1,544,000 | 3,221,000 | 4,710,000 | 6,167,000 |
| Noninterest income | 17,000 | 32,000 | 44,000 | 64,000 |
| Noninterest expense | 1,267,000 | 2,542,000 | 3,808,000 | 5,198,000 |
| Provision for loan losses | -74,000 | 122,000 | 150,000 | 150,000 |
| Pretax income | 368,000 | 589,000 | 796,000 | 883,000 |
| Income tax | 166,000 | 266,000 | 388,000 | 427,000 |
| Net income | 202,000 | 323,000 | 408,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,797,000 | 29,509,000 | 29,594,000 | 29,641,000 |
| Total capital | 30,198,000 | 30,068,000 | 30,182,000 | 30,229,000 |
| Risk-weighted assets | 82,810,000 | 81,996,000 | 79,982,000 | 80,366,000 |