Call reports 2015
CHINATOWN FEDERAL SAVINGS BANK — 2015
What CHINATOWN FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 143,638,000 | 140,483,000 | 139,283,000 | 138,450,000 |
| Total loans | 89,864,000 | 89,569,000 | 89,243,000 | 85,589,000 |
| Allowance for loan losses | 537,000 | 744,000 | 466,000 | 464,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,904,000 | 3,352,000 | 3,302,000 | 3,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,045,000 | 111,135,000 | 109,244,000 | 108,532,000 |
| Interest-bearing deposits | 98,555,000 | 95,615,000 | 93,164,000 | 90,808,000 |
| Noninterest-bearing deposits | 15,490,000 | 15,520,000 | 16,080,000 | 17,724,000 |
| Equity capital | 29,177,000 | 29,008,000 | 29,576,000 | 29,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,728,000 | 3,437,000 | 5,080,000 | 6,724,000 |
| Interest expense | 27,000 | 48,000 | 66,000 | 85,000 |
| Net interest income | 1,701,000 | 3,389,000 | 5,014,000 | 6,639,000 |
| Noninterest income | 16,000 | 88,000 | 99,000 | 120,000 |
| Noninterest expense | 1,292,000 | 2,510,000 | 3,792,000 | 4,995,000 |
| Provision for loan losses | -468,000 | -363,000 | -643,000 | -643,000 |
| Pretax income | 893,000 | 1,330,000 | 1,964,000 | 2,407,000 |
| Income tax | 403,000 | 600,000 | 666,000 | 1,090,000 |
| Net income | 490,000 | 730,000 | 1,298,000 | 1,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,996,000 | 27,972,000 | 28,249,000 | 28,869,000 |
| Total capital | 28,539,000 | 28,722,000 | 28,717,000 | 29,335,000 |
| Risk-weighted assets | 85,503,000 | 84,025,000 | 84,165,000 | 82,396,000 |