Call reports 2015
STC CAPITAL BANK — 2015
What STC CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 188,825,000 | 189,830,000 | 200,679,000 | 220,980,000 |
| Total loans | 145,316,000 | 151,658,000 | 151,798,000 | 158,837,000 |
| Allowance for loan losses | 1,815,000 | 1,821,000 | 1,821,000 | 1,827,000 |
| Securities available for sale | 14,680,000 | 13,941,000 | 16,192,000 | 18,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,347,000 | 164,966,000 | 175,416,000 | 195,044,000 |
| Interest-bearing deposits | 111,072,000 | 108,658,000 | 115,225,000 | 124,164,000 |
| Noninterest-bearing deposits | 53,275,000 | 56,308,000 | 60,191,000 | 70,880,000 |
| Equity capital | 23,499,000 | 23,821,000 | 24,117,000 | 24,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,856,000 | 3,876,000 | 5,978,000 | 8,086,000 |
| Interest expense | 159,000 | 321,000 | 489,000 | 671,000 |
| Net interest income | 1,697,000 | 3,555,000 | 5,489,000 | 7,415,000 |
| Noninterest income | 360,000 | 657,000 | 633,000 | 940,000 |
| Noninterest expense | 1,656,000 | 3,327,000 | 5,023,000 | 6,676,000 |
| Provision for loan losses | 0 | 17,000 | 17,000 | 67,000 |
| Pretax income | 401,000 | 868,000 | 1,082,000 | 1,611,000 |
| Income tax | 5,000 | 12,000 | 19,000 | 24,000 |
| Net income | 396,000 | 856,000 | 1,063,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,466,000 | 23,927,000 | 24,132,000 | 24,657,000 |
| Total capital | 25,281,000 | 25,748,000 | 25,953,000 | 26,484,000 |
| Risk-weighted assets | 155,145,000 | 160,692,000 | 164,419,000 | 173,276,000 |
Machine access — free, no API key
Every figure shown here about STC CAPITAL BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.