Call reports 2011
STC CAPITAL BANK — 2011
What STC CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 159,631,000 | 156,015,000 | 157,622,000 | 177,694,000 |
| Total loans | 106,742,000 | 106,142,000 | 101,210,000 | 103,851,000 |
| Allowance for loan losses | 2,312,000 | 2,898,000 | 2,398,000 | 2,522,000 |
| Securities available for sale | 15,375,000 | 20,996,000 | 25,233,000 | 32,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,098,000 | 133,305,000 | 134,357,000 | 154,509,000 |
| Interest-bearing deposits | 109,897,000 | 101,631,000 | 97,130,000 | 99,843,000 |
| Noninterest-bearing deposits | 26,201,000 | 31,674,000 | 37,227,000 | 54,666,000 |
| Equity capital | 22,565,000 | 22,072,000 | 22,603,000 | 22,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,429,000 | 5,072,000 | 6,722,000 |
| Interest expense | 257,000 | 485,000 | 697,000 | 889,000 |
| Net interest income | 1,483,000 | 2,944,000 | 4,375,000 | 5,833,000 |
| Noninterest income | 31,000 | -79,000 | -70,000 | -103,000 |
| Noninterest expense | 1,244,000 | 2,228,000 | 3,328,000 | 4,452,000 |
| Provision for loan losses | 0 | 753,000 | 768,000 | 1,196,000 |
| Pretax income | 270,000 | -31,000 | 444,000 | 444,000 |
| Income tax | 4,000 | 10,000 | 8,000 | 9,000 |
| Net income | 266,000 | -41,000 | 436,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,280,000 | 21,755,000 | 22,232,000 | 22,231,000 |
| Total capital | 23,804,000 | 23,262,000 | 23,678,000 | 23,729,000 |
| Risk-weighted assets | 121,094,000 | 119,205,000 | 114,707,000 | 118,821,000 |
Machine access — free, no API key
Every figure shown here about STC CAPITAL BANK — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.