Call reports 2025
HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2025
What HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,676,855,000 | 5,731,680,000 | 5,910,044,000 | 6,118,157,000 |
| Total loans | 4,261,926,000 | 4,324,946,000 | 4,372,220,000 | 4,543,595,000 |
| Allowance for loan losses | 27,862,000 | 28,295,000 | 26,100,000 | 26,315,000 |
| Securities available for sale | 428,543,000 | 467,120,000 | 520,536,000 | 585,467,000 |
| Securities held to maturity | 448,651,000 | 440,481,000 | 432,169,000 | 421,053,000 |
| Trading assets | 9,892,000 | 9,156,000 | 8,400,000 | 7,425,000 |
| Total deposits | 4,617,041,000 | 4,646,128,000 | 4,785,390,000 | 4,877,944,000 |
| Interest-bearing deposits | 3,768,055,000 | 3,787,486,000 | 3,920,240,000 | 3,989,719,000 |
| Noninterest-bearing deposits | 848,986,000 | 858,642,000 | 865,150,000 | 888,225,000 |
| Equity capital | 586,685,000 | 608,169,000 | 638,508,000 | 663,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 75,019,000 | 151,830,000 | 232,527,000 | 312,480,000 |
| Interest expense | 32,756,000 | 66,162,000 | 100,474,000 | 132,395,000 |
| Net interest income | 42,263,000 | 85,668,000 | 132,053,000 | 180,085,000 |
| Noninterest income | 4,610,000 | 8,892,000 | 13,750,000 | 19,315,000 |
| Noninterest expense | 19,044,000 | 37,969,000 | 57,562,000 | 77,879,000 |
| Provision for loan losses | 764,000 | 1,612,000 | -1,149,000 | -618,000 |
| Pretax income | 27,882,000 | 54,852,000 | 88,584,000 | 119,002,000 |
| Income tax | 7,131,000 | 14,262,000 | 23,135,000 | 30,826,000 |
| Net income | 20,751,000 | 40,590,000 | 65,449,000 | 88,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 507,978,000 | 528,265,000 | 553,580,000 | 576,775,000 |
| Total capital | 540,387,000 | 562,063,000 | 585,915,000 | 611,707,000 |
| Risk-weighted assets | 4,780,287,000 | 4,908,516,000 | 4,980,450,000 | 5,230,467,000 |