Call reports 2023
HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2023
What HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,664,905,000 | 4,694,259,000 | 4,782,168,000 | 4,881,936,000 |
| Total loans | 3,310,306,000 | 3,398,263,000 | 3,482,938,000 | 3,573,967,000 |
| Allowance for loan losses | 24,497,000 | 27,479,000 | 26,950,000 | 29,326,000 |
| Securities available for sale | 347,812,000 | 410,243,000 | 386,253,000 | 400,514,000 |
| Securities held to maturity | 428,470,000 | 423,518,000 | 492,122,000 | 485,388,000 |
| Trading assets | 14,549,000 | 18,125,000 | 20,511,000 | 13,889,000 |
| Total deposits | 3,897,974,000 | 3,950,569,000 | 4,003,004,000 | 4,085,949,000 |
| Interest-bearing deposits | 2,986,201,000 | 3,056,260,000 | 3,126,178,000 | 3,207,334,000 |
| Noninterest-bearing deposits | 911,773,000 | 894,309,000 | 876,826,000 | 878,615,000 |
| Equity capital | 512,291,000 | 520,081,000 | 502,127,000 | 528,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 51,783,000 | 108,808,000 | 172,690,000 | 238,843,000 |
| Interest expense | 13,907,000 | 34,634,000 | 59,884,000 | 87,318,000 |
| Net interest income | 37,876,000 | 74,174,000 | 112,806,000 | 151,525,000 |
| Noninterest income | 4,652,000 | 9,167,000 | 13,512,000 | 18,646,000 |
| Noninterest expense | 17,398,000 | 34,860,000 | 52,707,000 | 73,005,000 |
| Provision for loan losses | 2,849,000 | 6,838,000 | 7,234,000 | 10,829,000 |
| Pretax income | 21,594,000 | 42,930,000 | 67,396,000 | 88,093,000 |
| Income tax | 5,688,000 | 11,433,000 | 18,007,000 | 23,354,000 |
| Net income | 15,906,000 | 31,497,000 | 49,389,000 | 64,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 432,049,000 | 448,048,000 | 446,390,000 | 447,075,000 |
| Total capital | 461,050,000 | 478,043,000 | 476,065,000 | 478,606,000 |
| Risk-weighted assets | 3,824,413,000 | 3,871,894,000 | 4,003,539,000 | 4,074,284,000 |